Selecting car insurance policy coverage can be complex because there are several various choices available. This causes a lot of consumers to merely pick the minimum coverage required by their state in order to satisfy the law instead of fulfilling their need for financial security. The states have very basic requirements when it comes to…
Locating an insurance agent is not always as easy as simply looking in the phone book. Before you entrust your financial future to someone you don’t know, there is a history check you should do. 1. Locate a licensed agent: Insurance is a state-regulated product. For that reason, insurance agents must be properly licensed in…
Picking out an insurance policy is only half of it when it comes to protecting your family’s financial future. So what’s the other half? Ensuring that you’re getting insurance from an insurance company that has the financial stability and discipline necessary to handle any claims you may have while you are insured. Understanding Financial Stability…
The Varied Insurance Needs of Home-Based Businesses Though it may be difficult to imagine, the U.S. Small Business Administration says that more than half of all businesses in the U.S. are located out of the home of the business owner. Regrettably, several of those home-based business owners feel that they don’t require any special insurance…
Having an entrepreneurial personality means you’re naturally a risk taker. In beginning your small business, you’ve accomplished what many cannot. By succeeding in your smaller business, you’re doing what millions wish they could. However, having the stomach to take a chance and the skills to succeed shouldn’t mean you’ve allowed insurable risks to harm your…
Insurance is a priceless benefit within any financial plan, but that doesn’t suggest that the premiums can’t hurt your budget if you aren’t watchful. Luckily, there are many approaches to save money on insurance premiums. Here are five ideas to assist you in receiving the coverage you need at a price you can afford. 1.…
Liability insurance (also known as Commercial General Business Liability) protects a company’s assets and pays for obligations – medical costs, for example –incurred if someone gets hurt on your property or when there are property damages or injuries caused by you or your employees. Liability insurance also covers the cost of your legal defense and…
Most buyers realize that an insurance agent can be a great resource when they are shopping for the right insurance coverage as well as when they encounter an insurable event. What many customers don’t recognize is that there are two distinct types of agents; captive and independent agents. Below are some ways you can recognize…
