Locating an insurance agent is not always as easy as simply looking in the phone book. Before you entrust your financial future to someone you don’t know, there is a history check you should do. 1. Locate a licensed agent: Insurance is a state-regulated product. For that reason, insurance agents must be properly licensed in…
Picking out an insurance policy is only half of it when it comes to protecting your family’s financial future. So what’s the other half? Ensuring that you’re getting insurance from an insurance company that has the financial stability and discipline necessary to handle any claims you may have while you are insured. Understanding Financial Stability…
Liability insurance (also known as Commercial General Business Liability) protects a company’s assets and pays for obligations – medical costs, for example –incurred if someone gets hurt on your property or when there are property damages or injuries caused by you or your employees. Liability insurance also covers the cost of your legal defense and…
Most buyers realize that an insurance agent can be a great resource when they are shopping for the right insurance coverage as well as when they encounter an insurable event. What many customers don’t recognize is that there are two distinct types of agents; captive and independent agents. Below are some ways you can recognize…
